CapitalQ offers a range of business and equipment finance to help you free up your capital and grow your business meaning that rather than tying up funds in depreciating assets like plant and equipment, you can put your money into what you do best.
All businesses rely to some extent on purchasing, maintaining and operating some form of equipment, from a few computers, printers and a suite of office furniture to highly specialist plant and machinery, a fleet of vehicles, or a complete storage facility. No matter what your business needs in order to stay ahead of the competition you can be sure that there’s a finance package to suit.
A finance lease is a form of rental agreement operated by a finance company which allows you to lease equipment for an agreed term and a regular rental amount. The goods remain the property of the finance company but you benefit from the tax-deductible rental payments. At the end of the term, you can either extend the lease, return the equipment in good condition, purchase it or trade it back in for an up-to-date replacement.
Hire purchase is another form of rental agreement but differs from a finance lease because, as soon as the last payment is made, ownership of the equipment automatically transfers from the finance company to you. This form of equipment acquisition can save you money in a number of ways. You can pay a deposit upfront to reduce your monthly payments or pay less monthly and a balloon payment at the end of the term. You may also be able to claim a tax deduction on depreciation and interest payments.
Novated Lease allows you to offer attractive remuneration packages to your staff, by providing employees with an option to lease a vehicle of their choice, while the employee retains ultimate responsibility for the leased vehicle.
Contact CapitalQ today to find out how we can help you.
Let CapitalQ help you
Through our strong relationships and long-standing connections with these mortgage providers, we can often secure better rates and deals than if you were to approach them directly.
CapitalQ can bring the banks to you. We deal with all major banks and building societies plus others with which you may not be familiar.
While we specialise in home loans our experienced mortgage brokers can obtain loans for virtually any purpose including equipment financing and investment loans.
We can also advise on debt consolidation strategies designed to reduce interest and save you money.