SMSF Investment Strategies

Every self-managed superannuation fund MUST have a documented Investment Strategy!  It is a requirement of the Superannuation Industry (Supervision) Act 1993 (“SIS Act”), the primary legislation governing SMSFs.

Section 52(6) of the SIS Act (and its Regulation 4.09(2)) provide that the trustee(s) of the fund must implement, and regularly review, an Investment Strategy taking into account –

  • the risks associated with the investments covered by the strategy,
  • the diversification of those investments,
  • the liquidity of those investments,
  • the fund’s ability to meet its liabilities,
  • amongst other considerations.

The fund is also required to consider the insurance needs of the members and determine whether it is appropriate to meet those needs within the self-managed superannuation fund environment on their behalf.

Now as of July 2016, Accountants may only provide advice and assist with the formulation of your fund’s Investment Strategy if they hold an Australian Financial Services Licence (“AFSL”).

Holding our own Licence allows us to provide this service, free from the biases of of a large Financial Planning Dealer Group and the Banks.

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We would love to meet up and discuss how we can help moving forward, coffees on us and of course there is no cost for an initial chat so don’t put it off any longer.

What our customers say

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Working with Tom (Meredith) at CapitalQ business accountants in Perth helped to take some of the pressure off what was a very stressful time. He is always patient and helpful, and explains things in terms we can understand. Tom has helped us to take our complicated business structure and make the accounting side of it manageable and much more efficient. We look forward to continuing to work with CapitalQ in the future and to the benefits that this will bring to our business and our peace of mind.

Amy Rosato

Stratosfunk (Perth)

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