Do you offer Financial Planning?

Depends on what you mean by “financial planning”.

Often what many people believe they require in this regard is not actually what a Financial Planner does or in our opinion is not best provided by a Financial Planner.

As Qualified Accountants we provide wealth building assistance, strategies and advice. CapitalQ Business Advisers & Chartered Accountants however are not Financial Planners nor Financial Advisers as defined under the Corporations Act 2001(and frankly we don’t want to be).  CapitalQ SMSF Specialists do hold an Australian Financial Services License, but it is limited only to matters relating to superannuation and specifically self-managed super, we can not recommend specific financial products, not sell you insurance and the like.

We feel we provide our Clients with all the most important elements of what they need in order to build the financial future they seek including planning, strategy, budgeting, forecasting, etc but we do so without being incentivised to sell you products and charge you a fee for funds under management.

We believe the majority of our Clients are capable of making their own specific investment decisions, certainly we believe in most cases they can do it as well, and at less cost, than many Financial Planners, so we are here to help them achieve their financial goals while they maintain their independence and control.